Resources

The primary federal tax code provision making personal physical injury and physical sickness structured settlement payments income tax-free.

Governs qualified assignments used to fund structured settlements, allowing defendants and insurers to transfer periodic payment obligations to assignment companies.

Provides income tax-free treatment for structured settlement payments arising from wrongful conviction or wrongful imprisonment.

Governs periodic payment of future damages in medical malpractice judgments in New York, including structured judgment requirements and procedures.

Extends periodic payment judgment provisions to other personal injury and wrongful death cases in New York courts.

New York law governing the transfer of structured settlement payment rights, requiring court approval to protect recipients from predatory factoring transactions.

The primary trade association for the structured settlement industry, representing consultants, assignment companies, and life insurers.

Professional organization focused on settlement planning best practices, including the Registered Settlement Planner (RSP) credential held by John Darer.

Provider of the Certified Financial Transitionist (CeFT®) credential and Sudden Money® protocols used to help settlement recipients navigate major financial transitions.

The leading credit rating agency for insurance companies. A.M. Best ratings are a key factor in evaluating the financial strength of life insurers funding structured settlements.

The highest professional designation in the structured settlement field, held by only a small number of practitioners in the United States, including John Darer.

A credential from the Sudden Money® Institute recognizing expertise in helping clients navigate major financial life transitions. John Darer is one of only two CeFT® holders in the structured settlement industry.

Advanced designations from The American College of Financial Services, reflecting deep expertise in life insurance, financial planning, and risk management.

Designation recognizing expertise in long-term care planning — relevant for settlement recipients with ongoing medical and care needs.

An overview of how structured settlements work, who they benefit, and the types of payment options available to New York plaintiffs.

A full description of the structured settlement and settlement planning services offered by 4structures.com® LLC throughout New York State.

Timely articles, commentary, and analysis on structured settlements, settlement planning, and related legal and financial topics in New York.