What Is a Structured Settlement in New York?

A structured settlement provides New York plaintiffs with core income stability with safety, security and guarantees from well capitalized New York licensed life insurance companies*, Index Linked, or Treasury Funded Structured Settlement payments. A structured settlement is like getting a paycheck from a"job" that you can never be laid off or fired from.  That's just one reason why New York plaintiffs choose structured settlements for part of their recovery.

Structured settlement payments are income tax-free, if they represent payment of damages from personal physical injury, physical sickness, wrongful death or workers compensation under IRC §104(a)(1) or IRC §104(a)(2), or wrongful imprisonment/ wrongful conviction under IRC §139F.

Structured settlements established for taxable damages in New York, such as for wrongful termination, discrimination or harassment in employment, or intellectual property, offer tax deferral, which is a big benefit. 

Balancing the Personal with the Technical | Our Value Proposition to New York Lawyers and their Clients

Transitions are rarely linear. As a Certified Financial Transitionist(CeFT®), one of only two in the settlement industry with the credential, New York structured settlement expert John Darer® CLU ChFC MSSC CeFT  RSP CLTC, brings Sudden Money® protocols and tools to NY personal injury to balance the personal side of money and with strong technical skills. 

John Darer has over 40 years experience in finnacial services with 30 years in structured settlements and settlement planning. John is one of the few Master Structured Settlement Consultants in the USA. Cutting edge technologies and modern community of practice allow us to respond to and address issues quickly,  giving you the most relevant NY structured settlement information and NY settlement planning perspectives.

John Darer's expertise and integrity have earned a reputation as one of finest structured settlement experts serving clients in Manhattan, Bronx, Brooklyn, Queens, Staten Island, The Five Boroughs of New York City, Yonkers, Long Island , Staten Island, Westchester, Rockland, Syracuse, Oswego and Central New York, Rochester, Binghamton, Corning, Elmira, Olean and The New York Southern Tier, Buffalo,  Albany,  Saratoga, Plattsburgh, Newburgh, The Hudson Valley and throughout New York state and a perennial listing in A.M. Best Client Recommended Structured Settlement Expert Service Provider, since 2013.

Whether you simply need structured settlement quotes from New York licensed  life insurance companies , a financial analysis, cost projection of structured judgments under New York CPLR 50A or CPLR 50B,  or interested in having a  comprehensive settlement planning discussion, or Sudden Money® engagement to discuss your financial transition,  4structures.com®, LLC  is dedicated to achieving the best outcome for every client, whether young, old, big or small


NY Medical Malpractice Settlements | NY Employment Claims Settlements | Legal Malpractice Claims | NY Aviation and Helicopter Accident Claims | NY NY Auto and Trucking Accidents | Construction/Labor Law | NY Wrongful Death | NY Wrongful Termination | NY Discrimination in Employment | NY Sexual Harassment Claims and Settlements | "Alimony Insurance" | Divorce Payments | Taxable Damages | Environmental Clean Up |  NY Intellectual Property Disputes | Commercial Claims | NY Wrongful Conviction Settlements| Structured Attorney Fee Options for New York Lawyers to Defer Taxes| Attorney Fee Deferred Compensation | Lead Paint Poisoning Settlements| Periodic Payment Reinsurance| Index Linked Structured Settlement Payments | NY Structured Judgement Projections under Article 50A and Article 50B | Structured Settlements for Minors in NY | Structured Payment Solutions for non litigation related applications like New York structured installment sales of real estate or businesses as an exit strategy, NY lease buyouts and breach of contract

*Have a look at our Structured Settlement Company Museum on Pinterest for some really cool vintage images about the companies that back structured settlements. Companies that have been around a long time for your long term payments. Some of the things you will see in the Structured Settlement Company Museum, are Prudential Insurance Company ads from the 1800s, a picture of the MetLife building being constructed in 1905, ads from different insurance companies that your parents, grandparents, great-grandparents, or even great-great grandparents may have seen when they were younger, trivia like why Prudential stopped using its slogan "get a piece of the Rock", see a copy of the luncheon menu for the New York Life Diamond Jubilee, in 1905 (New York Life Insurance Company was founded in 1845, before the Civil War!).

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New York Structured Settlement Experts, Structured Judgment and Settlement Planning Advice



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New York Structured Settlements  and Structured Judgments