What Is a Structured Settlement in New York?

A structured settlement provides New York plaintiffs with core income stability with safety, security and guarantees from well capitalized New York licensed and regulated life insurance companies, with options for Fixed, Deferred, Index Based, Market Based, or Treasury Funded Structured Settlement income payments, deferred lump sum payments and other options. A structured settlement is like getting a paycheck from a 'job' that you can never be laid off or fired from.

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How Are Structured Settlements Taxed in New York?

Structured settlement payments are income tax-free, IF the structured settlement payments represent payment of damages from personal physical injury, physical sickness, wrongful death or workers compensation under IRC §104(a)(1) or IRC §104(a)(2), or wrongful imprisonment/wrongful conviction under IRC §139F. Structured settlements established for the payment of taxable damages in New York, such as for wrongful termination, discrimination or harassment in employment, or intellectual property, offer tax deferral, which is also a big benefit.

40+

Years in Financial Services

30+ Years in Structured Settlements

Our Value Proposition to New York Lawyers and their Clients

Balancing the Personal with the Technical

As a Certified Financial Transitionist (CeFT®), one of only two in the settlement industry with the credential, New York structured settlement expert John Darer® CLU ChFC MSSC CeFT® RSP CLTC brings Sudden Money® protocols and tools to NY personal injury to balance the personal side of money with strong technical skills. John Darer has over 40 years experience in financial services with over 30 years in structured settlements and settlement planning. John is one of the group of Master Structured Settlement Consultants in the USA and is a Registered Settlement Planner.

New York Structured Settlement Services

NY Medical Malpractice SettlementsNY Employment Claims SettlementsLegal Malpractice ClaimsNY Aviation and Helicopter Accident ClaimsNY Auto and Trucking AccidentsConstruction/Labor LawNY Wrongful DeathNY Wrongful TerminationNY Discrimination in EmploymentNY Sexual Harassment Claims and SettlementsDivorce Payments / "Alimony Insurance"Taxable DamagesNY Intellectual Property DisputesCommercial ClaimsNY Wrongful Conviction SettlementsStructured Attorney Fee OptionsAttorney Fee Deferred Compensation

Serving All of New York State

Whether you need structured settlement quotes, financial analysis, cost projections under NY CPLR 50A or 50B, or a comprehensive Sudden Money® settlement planning discussion, 4structures.com® LLC is dedicated to achieving the best outcome for every client — whether young, old, big or small. Serving Manhattan, the Five Boroughs, Long Island, Westchester, Rockland, Buffalo, Rochester, Syracuse, Albany, and throughout New York state. Perennial listing in A.M. Best Client Recommended Structured Settlement Expert Service Provider since 2013.

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