New York Structured Settlements  and Structured Judgments

John Darer® CLU ChFC MSSC RSP CLTC

New York Structured Settlement Expert John Darer® Biography

New York Structured Settlement Experts   888-325-8640

New York structured settlement expert John Darer® CLU ChFC MSSC RSP CLTC is a 2017 A.M. Best Recommended Structured Settlement Expert (5th consecutive year)  To qualify, no fewer than eight professional references must be submitted , independently contacted, with the responses reviewed and verified by A.M. Best in order to qualify. John Darer® is a Sudden Money® adviser and member of the Financial Transitionist Institute, a  division of the Sudden Money Institute,  with a keen interest in behavioral finance and financial psychology, having over 30 years of experience in financial services to offer his New York clients.  John was born in New York City at Mt. Sinai Hospital, has family roots in New York going back 129 years and graduating from Syracuse University, in Syracuse New York. 


4structures.com®, LLC is committed to providing New York lawyers and their clients with top notch structured settlement expertise, including an expertise with structured judgments under CPLR Articles 50A and 50B. We approach every client with a focus on integrity, reliability, compassion, and understanding. We're there for you when you need us!

4structures.com®, LLC  has consistently been voted one of "The Best" by the lawyer readers of the Connecticut Law Tribune, in 2006-2015. The company won the Gold for the  best structured settlement company in 2013 and co-Gold 2014.

4structures.com® LLC has also held an accredited A+ rating from the Better Business Bureau for over 12 years and was a NYSTLA Partner for Justice for more than a decade.


In addition to passing the FINRA Series 7. 63 and 66, John Darer® has earned the designations of Chartered Life Underwriter and Chartered Financial Consultant from the American College the  NSSTA Certified Structured Settlement Consultant professional certifications(CSSC), and Master Structured Settlement Consultant  (MSSC),  developed in conjunction with the  Stayer Executive Education Center at the University of Notre Dame, the Registered Settlement Planner  (RSP), through Texas Tech University and the Registry of Settlement Planners and the Certified in Long Term Care (CLTC) through the Corporation for Long Term Care, Inc. and is in the advanced group for the Certified Financial Transitionist program at the Sudden Money Institute.  His broad background in structured settlements, mediation and post trial support   (e.g. CPLR 50A and 50B calculations and projections), diversified financial planning and his significant practical experience, combined with experience working with people going through life transitions, brings a valuable asset to the table for his clients.

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John Darer® is the producer of Talking Settlement™, an online legal, insurance and financial channel established  in June 2016 that aims to engage viewers with high quality educational content about all aspects of settlements and "talking settlement" with insurance and financial experts across a wide spectrum of topics.  From 2009-2016 John Darer® was a subject matter expert commentator on Sequence Media's Legal Broadcast Network and has created and/or appeared in over 140 videos and audio podcasts. Watch some of John Darer's videos . John Darer is a prolific writer and structured settlement industry thought leader, having personally authored over 4,645 blog posts, had four articles published by the Connecticut Law Tribune in 2015, two in 2016  and is now in his 12th year as the Structured Settlement Watchdog®, with a writing style that is informative, irreverent and effective.  John also enjoys copywriting and writes and produces many of the 4structures.com LLC commercials.

In addition to being a  New York structured settlement expert, John Darer®  also provides structured settlement expertise, Sudden Money® transition expertise and comprehensive settlement planning services to New York based clients with legal matters, or centers of influence, located outside of  New York. He holds insurance licenses in New York and the states of AL, AZ, CA, CO, CT, DE, FL, GA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MN, NC, ND, NE, NH, NJ, NV, OH,  OR, PA, SC, TN, TX, RI, VA, VT, WA, WI, WV, and Washington DC.

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